With presence in every nook and corner of the Indian subcontinent, HKIL’s powerful, stable and extremely scalable Automation Solutions enable the Bank to provide the best services to their customers in today’s highly competitive and new age world of Banking. These products have asuccessful track record in various Nationalized Banks, Gramin Banks (RRBs), Co-operative Banks and Credit Societies.

Leveraging on the two decades of industry experience, high level of technical expertise and alliances with other solution providers, HKIL has commissioned many turnkey projects in Banking Automation successfully and many more are at various stages of commissioning.

Banking Product Portfolio:

Total Branch Automation (TBA) Retail Banking Clearing ( inward & outward) Locker Share Management NPA Management Cash Management ATM Interface Head Office Automation GL Consolidation Inter Branch Reconciliation HO Accounts Shares Management Investments Payroll Any Branch Banking No limitation of Geographical locations of branches Greater value to the customers Hi-tech and New-age Banking Reconciliation of ABB transactions Multiple Transaction Support ATM Switch integration ATM Switch ISO 8583 compliant Platform independent Integration with external networks Multiple Delivery Channel Support Kiosks POS Terminals

Card Management Software Registration of Cards Pin Generation Generation of ASCII files for Card Personalization Change Card Status Re -issue of Lost/Stolen cards and Damaged cards Renewal of Expired Cards Customer Letter generation 24 X 7 Delivery Channels Mobile Banking Tele Banking Internet Banking Core Banking Solution (CBS) Central Data Center connecting network of branches Wide Banking spectrum  Retail Corporate Multiple Delivery Channel Support ATM/POS Internet Banking

With over 2000 installations all over India, these products have proved their worth as among the most stable, secure and user-friendly products in the market today.